Credit Analyst

BFSI Jobs · recruiting for a confidential client

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Listing updated

Pay
₹40,000–70,000 a month
Location
Ranchi, Jharkhand
Work mode
On-site
Job type
Full time
Experience
2–5 yrs
Category
Finance

In hand: about ₹36,000–63,100 a month after PF and income tax (estimate). How it's worked out

We are seeking a skilled Credit Analyst to join our client’s team in Ranchi. The ideal candidate will have a strong analytical background and excellent financial assessment skills.

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About the role

As a Credit Analyst, you will be responsible for analyzing credit data and financial statements to determine the risk in lending money to individuals or businesses. You will evaluate clients' creditworthiness and recommend whether to approve or decline loans. This role is ideal for individuals who enjoy working with numbers and have a keen eye for detail. You will collaborate with other financial professionals to ensure that credit decisions align with the overall strategy of the organization.

Candidates looking for a challenging role in a dynamic environment will thrive, as you will frequently interact with clients and present your findings to management. This position offers the opportunity to develop your skills and advance your career in the banking industry.

What you'll do

  • Analyze financial data and credit reports to assess risk
  • Prepare reports and presentations for management
  • Communicate with clients to gather necessary financial information
  • Make recommendations based on analysis for loan approvals

What you'll need

  • Bachelor's degree in finance, accounting, or a related field
  • 2-5 years of experience in credit analysis or a similar role
  • Strong analytical and communication skills

Skills

Proficiency in financial analysis and reporting Strong attention to detail and accuracy Excellent negotiation and communication skills

Good to have

Experience with credit assessment software Knowledge of banking regulations and compliance

Benefits

  • Competitive salary and performance bonuses
  • Opportunities for professional development and growth
  • Health insurance and retirement benefits

Interested in this role?

It takes about two minutes. Free to apply — BFSI Jobs never asks candidates for money.

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Questions about this job

What are the primary responsibilities of a Credit Analyst?
You will analyze credit data, assess the financial status of clients, and make recommendations on loan approvals.
What qualifications are required for this position?
A degree in finance, accounting, or a related field with at least 2 years of experience in credit analysis.
Is the role onsite or remote?
This is an onsite position located in the Railway Station Area of Ranchi.
What is the salary range for this role?
The salary range is between INR 40,000 and INR 70,000 per month, depending on your experience.
How can I apply for this position?
Click "Apply Now" on this page to apply through BFSI Jobs. BFSI Jobs is recruiting for this role on behalf of a client employer.

Listing last updated

Credit Analyst

₹40,000–70,000 a month

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