About the role
In the role of Credit Analyst, you will evaluate clients' creditworthiness and conduct detailed financial analyses to determine risk levels. You will prepare comprehensive reports and recommendations to support lending decisions. This position suits candidates with strong analytical skills and a keen interest in finance. Collaborating with the credit risk team, you will contribute to developing strategies to minimize risks while maximizing business opportunities.
What you'll do
- Evaluate credit applications and assess risk
- Conduct financial analyses and credit research
- Prepare reports and recommendations for lending
- Collaborate with the credit risk team
- Monitor and review existing credit accounts
What you'll need
- Bachelor's degree in finance, economics, or related field
- 3-5 years of experience as a credit analyst
- Strong understanding of credit and risk assessment
Skills
Strong analytical and quantitative skills
Excellent communication and interpersonal skills
Proficient in financial modeling and analysis
Good to have
Experience with credit risk software
Knowledge of financial regulations
Benefits
- Competitive salary with performance incentives
- Health insurance and retirement plans
- Opportunities for career advancement
Interested in this role?
It takes about two minutes. Free to apply — BFSI Jobs never asks candidates for money.
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Questions about this job
What are the key responsibilities of this role?
You will analyze credit data, assess risk levels, and prepare reports to guide lending decisions.
What qualifications do I need?
A degree in finance or a related field, along with experience in credit analysis, is preferred.
Is this role onsite?
Yes, this is an onsite position based in Siliguri.
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