Credit Risk Analyst

BFSI Jobs · recruiting for a confidential client

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Listing updated

Pay
₹60,000–80,000 a month
Location
Delhi, Delhi
Work mode
Hybrid
Job type
Full time
Experience
2–5 yrs
Category
Finance

In hand: about ₹54,000–72,100 a month after PF and income tax (estimate). How it's worked out

Join our client as a Credit Risk Analyst, where you'll assess credit data and financial statements to determine the risk involved in lending money. This role is perfect for those looking to further their career in credit analysis within a dynamic banking environment.

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About the role

As a Credit Risk Analyst, you will be responsible for analyzing the creditworthiness of potential borrowers and reviewing their financial history. You will work closely with the lending team to provide insights that inform lending decisions and help mitigate risk. This position suits individuals who are detail-oriented and possess strong analytical skills. Our team fosters a collaborative atmosphere, allowing you to grow professionally while contributing to the risk management strategies of the organization.

Your day-to-day responsibilities will include monitoring credit risk trends, preparing detailed risk assessment reports, and making recommendations based on your analyses. You will also have the opportunity to work with various stakeholders to refine credit policies and enhance risk assessment processes. If you're passionate about finance and risk management, this role is an excellent fit for you.

What you'll do

  • Analyze credit data and financial statements to assess risk.
  • Prepare detailed credit risk assessment reports.
  • Collaborate with the lending team to inform lending decisions.
  • Monitor credit risk trends and recommend policy updates.

What you'll need

  • Bachelor's degree in Finance, Economics, or related field.
  • Strong analytical and quantitative skills.
  • Proficient in credit analysis tools and software.

Skills

Credit analysis. Financial modeling. Risk assessment.

Good to have

Knowledge of regulatory requirements. Experience with data analysis software.

Benefits

  • Health and wellness programs.
  • Professional development opportunities.
  • Flexible work hours.

Interested in this role?

It takes about two minutes. Free to apply — BFSI Jobs never asks candidates for money.

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Questions about this job

What kind of experience is required for this role?
Candidates should have 2-5 years of experience in credit analysis or risk management.
What does the hybrid work mode entail?
You will work both remotely and onsite at our Delhi office, providing flexibility in your work schedule.
What are the main responsibilities of this position?
The main responsibilities include analyzing credit data, preparing risk assessment reports, and collaborating with the lending team.
Is there room for growth within this role?
Yes, there are ample opportunities for growth and professional development in our organization.

Listing last updated

Credit Risk Analyst

₹60,000–80,000 a month

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