Credit Manager & Sales Manager | Magma Housing Finance career

Leading housing finance company in India, Magma Housing Finance Limited is looking for credit manager and sales manager as per given below, kindly apply as per given links below. check recent Housing Finance careers.

Post #1

Position : Credit Manager (Housing Finance)

Level : Assistant Manager/ Manager/Sr. Manager

Reporting to Regional : Credit Manager

Work Location: BBSR, Chennai, Jharkhand, Agra

Experience Level : Min 3-6 years of Credit analysis experience

Purpose of the Role :

• Credit Analysis of all prospective deals of Home loan and LAP Job Description
• Credit Appraisal: Credit appraisal of all prospective deal
• Portfolio health: Ensuring Portfolio health on basic parameters on

Delinquency and behaviour

• Proactive approach: Attune with Market conditions wrt general economic activity and adverse trends, if any in the industry

Job Requirements

• Adequate knowledge of various parameters for appraisal, process knowledge and Market information
• Direct interaction with the FI team and customers
• Seek support and guidance from seniors for resolution
• Root cause analysis of delinquent accounts and taking preventive steps.
• Regular visits to the fields to meet Competition, Customers and Opinion Leaders
• Candidate Specifications Min 3-6 years of Credit analysis experience

Post #2

Position : Sales Manager (Housing Finance)

Level : Assistant Manager/ Manager/Sr. Manager

Reporting to : Regional Sales Manager

Work Location : BBSR, Delhi, Ahmedabad, Bhopal, Agra

Experience Range : Min 3-6 years of mortgage experience

Purpose of the Role

• Primarily Revenue and volume driver of the product.
• Establishing Magma brand amongst the stake holders i.e Customers, Dealers and DSA network and achieved through Proper leadership of the Sales Force.

Principal Responsibilities

• Channel Management: To build long term and sustainable relationship with the Channels and maximize the leads flowing to the Company.
• Disbursement Target: To achieve disbursement targets as per budget which is based on market potential and Magma’s growth aspirations.
• IRR: To implement Product/customer segment/location mix leverage the strengths of Magma for maximizing IRR
• Productivity: Map responsive channels to FOS and thereby ensure adequate and consistent sourcing. Lead, monitor & supervise the field sales force to improve conversions
• Attraction & Retention of Talent: Identify and recruit performers from the market and ensure that capacity is built up as per budget projections through proper training and inspire the team to become highly productive thereby enabling them to maximize their incentives
• Cross Selling: Aggressively pursue Insurance Conversions and other fee based income
• Regular interaction with various depts. i.e. Collections, Operations, Credit and Sales team.
• Team Management: Managing a team of 4-8 Field executives and DSA Candidate Specifications Min 3-6 years of mortgage experience

How to Apply : Submit resume here Credit Manager (Housing Finance) and Sales Manager

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